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Oklahoma State University

Undergraduate Enrollment and Financial Aid Eligibility Quick Reference

Your enrollment can affect your financial aid eligibility, now and in future semesters. Plan in advance, as many semesters as possible, so you can most effectively use your financial aid to complete your degree. This is a quick reference page to make you aware of possible issues; be sure to read additional information on the Financial Aid Policies page.

Courses must be required for your degree:

  • Eligibility for grants, Federal Work-Study and loans (including student and parent loans) is based on the number of hours of enrollment in coursework that is required for your degree.
  • Direct Subsidized/Unsubsidized and Parent (PLUS) Loans require enrollment in a minimum of 6 hours that are required for your degree.
  • Pell Grant eligibility is pro-rated based on the number of enrolled hours required for your degree.

Strategies to maximize aid eligibility:

  • Enroll in 12 hours that are required for your degree each semester and then add on other classes needed for a minor or second major.
  • Plan in advance, as many semesters as possible, so you can avoid semesters in which the only courses you are taking count toward a minor or second major.
  • Be sure enrollment in the last semester prior to graduation includes at least 6 hours required for your degree to ensure eligibility for student/parent loans.

Double major or dual degree:

  • Students who have completed all degree requirements for one of their declared majors/degrees will no longer qualify for Pell Grant, SEOG, OTAG or Oklahoma's Promise, whether or not they have actually graduated.
  • Students may, in some cases, qualify for federal loans or Federal Work-Study for coursework required to complete the second major or degree.

Academic minor:

  • Coursework required only for an academic minor cannot be counted in the total hours of enrollment when determining federal aid eligibility (grants, loan, Federal Work-Study).

Repeat coursework:

  • The repeat coursework rules for financial aid eligibility differ from the Registrar's academic regulations found in the OSU Catalog (Regulation 6.13- Academic Forgiveness).
  • Students CAN receive financial aid for repeated coursework (as long as it's required for the degree):
    • IF they have already passed the course with a "D" or better and they are repeating the course for the first time; OR,
    • IF they have taken the course and failed it; OR, 
    • IF they have taken the course and withdrawn from it.
  • Students CANNOT receive federal aid for repeated coursework required for their degree:
    • IF they have already passed the course two times with a "D" or better and they are repeating the course again; OR, 
    • IF they have already passed the course with a "D" or better and then repeat the course and earn an "F."
  • Repeat coursework rules do not apply to courses in which students are expected to enroll on a continuing basis, such as some music courses.

NOC and TCC coursework as an OSU student:

  • Eligibility for grants, Federal Work-Study and loans (including student and parent loans) is based on the total number of hours of enrollment in courses (OSU, TCC and/or NOC) that are required for the degree.
  • Students must contact their academic advisors each semester to request that the advisors input information into the Banner system to indicate whether the NOC or TCC course(s) is required for the degree.

First bachelor's degree:

  • Pell Grant, SEOG, OTAG and Oklahoma's Promise eligibility end when the courses for the first bachelor's degree are completed, whether or not the student chooses to graduate at that time.

Subsequent bachelor's degree:

  • Students can still receive Direct Subsidized/Unsubsidized and/or Parent (PLUS) Loans for courses required for a second bachelor's degree, as long as they enroll in a minimum of 6 hours of required courses each semester.
  • Pell Grant, SEOG, OTAG and Oklahoma's Promise does not extend to courses required for a subsequent bachelor's degree.

Remedial coursework:

  • Students who are admitted into a degree program and who are taking remedial coursework can receive federal aid for the remedial hours, up to a limit.
  • The limit on remedial coursework for federal aid purposes is 30 semester hours.

Undeclared major:

  • Students who are admitted into a degree program (i.e., not admitted as a 'special student') but who have not yet declared a major can receive federal aid for courses taken as long as the courses count toward their degree.

Satisfactory Academic Progress (SAP):