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Oklahoma State University

Federal and State Student Aid Programs for Undergraduate Students

Type of Aid

Program Details

Pell Grant

  • Generally awarded to students with exceptional financial need
  • Must be enrolled in at least 1 credit hour each semester; amount varies based on enrollment level

Federal Supplemental Educational Opportunity Grant (SEOG)

  • Limited funds
  • Awarded to students with exceptional financial need
  • Federal Pell Grant recipients receive priority
  • Must be enrolled in at least 1 credit hour each semester

Teacher Education Assistance for College and Higher Education (TEACH) Grant

  • For students who are/will be taking coursework necessary to become elementary or secondary teachers
  • Must agree to serve, for a minimum of four years (within eight years of completing academic program), as a full-time teacher in a high-need field in a school that serves low-income students
  • Must meet certain academic achievement requirements
  • Failure to complete the teaching service commitment will result in the grant funds being converted to a Federal Direct Unsubsidized Stafford Loan that must be repaid

 Oklahoma Tuition Aid Grant (OTAG)

  • Awarded to students who demonstrate a certain level of financial need, based on the Expected Family Contribution (EFC)
  • Students must apply by the yearly state aid deadline (listed on the FAFSA)
  • Must be an Oklahoma resident (and indicate this on the FAFSA)
  • Must be enrolled in at least 6 credit hours each semester
Oklahoma Promise (Oklahoma Residents)
  • Eligibility determined by Oklahoma State Regents for Higher Education (OSRHE)
  • Students whose families earn less than $50,000 annually and who meet academic and conduct requirements may be eligible for a college tuition scholarship
  • Application must have been completed to OSRHE in students 8th, 9th, or 10th grade
  • Oklahoma Promise students are subject to a second family income check at the time the student begins college.  High school seniors are required to complete a FAFSA which will be used by the Regents to determine whether or not the federal adjusted gross income exceeds $100,000
  • OSRHE 
  • OK Promise FAQ
Cowboy Covenant (OK Promise Recipient)  
  • Be fully admitted to OSU*
  • Be eligible for Oklahoma's Promise payment each semester
  • File the Free Application for Federal Student Aid (FAFSA) your first enrolled semester at OSU and demonstrate financial need
  • Enroll as a full-time undergraduate each semester (fall/spring)

    * Students admitted under the Alternative Admit provision are not considered to be fully admitted for purposes of Oklahoma’s Promise (OHLAP) or for Cowboy Covenant during their first semester at OSU.

Federal Work-Study

  • Limited funds
  • Awarded to students who demonstrate financial need
  • Provides opportunity for student to earn funds through working, over the course of a semester
  • Must be enrolled in at least 1 credit hour each semester

Federal Perkins Loan

  • Limited funds
  • Awarded to students who demonstrate a certain level of financial need, based on the Expected Family Contribution (EFC)
  • OSU is the lender
  • No interest in school, during grace period, or deferment period
  • Fixed interest rate of 5% in repayment
  • Must be enrolled in at least 1 credit hour each semester

Direct Subsidized Stafford Loan

  • Must be at least a half-time student (6+ hours) each semester
  • Must have financial need (determined by the FAFSA)
  • No interest in school, during grace period, or deferment period
  • Fixed interest rate during repayment (rates may be different depending on the academic year)
  • The U.S. government is the lender

Direct Unsubsidized Stafford Loan

  • Must be at least a half-time student (6+ hours) each semester
  • Interest accrues during school, during grace period, and deferment period
  • Fixed interest rate (rates may be different depending on the academic year)
  • The U.S. government is the lender

Direct PLUS Loans for Parents

  • For parents of dependent students
  • Interest accrues from the time the loan is disbursed
  • Fixed interest rate during repayment (rates may be different depending on the academic year)
  • Must not have negative credit history
  • The U.S. government is the lender